Private digital bank · By invitation

Money is loud.
Wealth keeps quiet.

Sterling is a private bank built for the people who would rather not be seen holding it. One account across every currency, a banker who knows your name, and reserves you can audit to the last unit.

Deposits held one to one at tier-one custodians, and attested every month.

Sterling Private
Reserve
£
Ser. SR·0000·4217 Custodian of Record
34currencies, held and settled natively
1:1reserves, never lent and never leveraged
60smedian settlement, bank to bank
0tiers, every member is private
Why Sterling

A bank with a shorter guest list.

Most banks compete to be everywhere at once. Sterling competes to be the one number you trust when the amount is large and the moment is quiet.

01

A banker, not a bot.

Every member is introduced to a named private banker. Reach them by secure message or a standing weekly call. No queues, no scripts, and no being handed to a stranger at renewal.

Named · Human · On record
02

Every currency, one balance.

Hold, convert and settle across 34 currencies at the mid-market rate. Your money moves at the speed of a message, not a three day wire, wherever the day happens to take you.

34 currencies · Mid-market
03

Reserves you can read.

Your deposits sit one to one in segregated accounts, never lent and never leveraged. We publish a signed reserve attestation every month, down to the last unit on the ledger.

Segregated · Attested monthly

Our promise

"We do not chase the market. We keep the standard. Your money should be the quietest thing you own."

Sterling Reserve, from the founding charter
Reserve attestation · June 2026 · specimen
Member deposits1.000
Reserves held1.000
Lent or leveraged0.000
Custodians (tier one)3
Last attestedOn time

The standard, quietly kept.

Membership opens by referral and closes when the room is full. Ask for an introduction, and we will tell you where the list stands.

Request an invitation No obligation. We reply within one business day, by whichever channel you prefer.